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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,197 | $86,949+49.7% | $102,460+27.1% | $80,959+60.8% |
| Participation rate | 93.7% | 72.4%+21.3pp | 76.5%+17.1pp | 67.7%+26.0pp |
| Annual return | 9.53% | 18.89%-9.4pp | 29.47%-19.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $5,310 | $2,370+124.1% | $3,025+75.5% | $2,757+92.6% |
| Participant deferral / active EE | $5,793 | $4,121+40.6% | $5,056+14.6% | $4,300+34.7% |
| Admin fee / account holder | $16,651 | $8,048+106.9% | $9,460+76.0% | $6,925+140.4% |