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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,604 | $150,446-57.7% | $136,297-53.3% | $147,585-56.9% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 17.81% | 1049.14%-1031.3pp | 5156.19%-5138.4pp | 578.58%-560.8pp |
| Employer contribution / active EE | $3,552 | $5,256-32.4% | $4,696-24.4% | $4,876-27.2% |
| Participant deferral / active EE | $11,032 | $6,631+66.4% | $6,247+76.6% | $5,439+102.8% |
| Admin fee / account holder | $2,071 | $10,906-81.0% | $9,244-77.6% | $10,886-81.0% |