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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,832 | $138,114-74.8% | $125,391-72.2% | $134,545-74.1% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -21.82% | 750.88%-772.7pp | 572.41%-594.2pp | 418.37%-440.2pp |
| Employer contribution / active EE | $2,507 | $5,246-52.2% | $4,816-47.9% | $4,742-47.1% |
| Participant deferral / active EE | $7,667 | $7,801-1.7% | $7,448+2.9% | $6,401+19.8% |
| Admin fee / account holder | $811 | $11,570-93.0% | $10,009-91.9% | $11,431-92.9% |