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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $651,065 | $198,457+228.1% | $170,435+282.0% | $147,586+341.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.15% | 257.30%-243.2pp | 205.94%-191.8pp | 578.59%-564.4pp |
| Employer contribution / active EE | $67,800 | $6,183+996.5% | $5,432+1148.1% | $4,876+1290.4% |
| Participant deferral / active EE | $1,200 | $5,629-78.7% | $4,939-75.7% | $5,439-77.9% |
| Admin fee / account holder | $9,469 | $16,852-43.8% | $13,881-31.8% | $10,886-13.0% |