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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,374 | $113,941-82.1% | $94,229-78.4% | $125,389-83.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | 4.34% | 5.29%-0.9pp | 10.68%-6.3pp | 282.24%-277.9pp |
| Employer contribution / active EE | $4,298 | $4,727-9.1% | $3,587+19.8% | $4,866-11.7% |
| Participant deferral / active EE | $4,250 | $5,179-17.9% | $4,320-1.6% | $5,352-20.6% |
| Admin fee / account holder | $84,348 | $8,392+905.2% | $6,269+1245.4% | $9,541+784.1% |