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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,648 | $181,896-85.9% | $156,551-83.6% | $273,972-90.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.57% | 30.74%-22.2pp | 32.23%-23.7pp | 41.46%-32.9pp |
| Employer contribution / active EE | $3,941 | $6,248-36.9% | $5,501-28.4% | $4,869-19.0% |
| Participant deferral / active EE | $6,281 | $5,550+13.2% | $4,871+28.9% | $5,287+18.8% |
| Admin fee / account holder | $615 | $15,560-96.0% | $13,028-95.3% | $10,133-93.9% |