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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,358 | $144,130-86.6% | $117,860-83.6% | $147,585-86.9% |
| Participation rate | 64.7% | 83.4%-18.7pp | 79.7%-15.0pp | 82.8%-18.1pp |
| Annual return | 24.31% | 531.20%-506.9pp | 335.10%-310.8pp | 578.58%-554.3pp |
| Employer contribution / active EE | $2,224 | $4,897-54.6% | $3,786-41.3% | $4,876-54.4% |
| Participant deferral / active EE | $2,335 | $5,316-56.1% | $4,482-47.9% | $5,439-57.1% |
| Admin fee / account holder | $150 | $10,887-98.6% | $8,021-98.1% | $10,886-98.6% |