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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,945 | $124,330-83.2% | $109,173-80.8% | $167,536-87.5% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 15.18% | 26.04%-10.9pp | 25.75%-10.6pp | 478.82%-463.6pp |
| Employer contribution / active EE | $1,153 | $4,209-72.6% | $3,723-69.0% | $4,839-76.2% |
| Participant deferral / active EE | $2,155 | $5,256-59.0% | $4,654-53.7% | $6,342-66.0% |
| Admin fee / account holder | $584 | $7,974-92.7% | $6,755-91.4% | $12,315-95.3% |