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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,319 | $183,592+117.0% | $155,567+156.0% | $145,959+172.9% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 17.20% | 61.24%-44.0pp | 64.74%-47.5pp | 561.95%-544.8pp |
| Employer contribution / active EE | $14,288 | $5,315+168.8% | $4,674+205.7% | $4,661+206.6% |
| Participant deferral / active EE | $20,695 | $6,464+220.2% | $5,628+267.7% | $6,689+209.4% |
| Admin fee / account holder | $2,733 | $19,318-85.9% | $15,916-82.8% | $13,398-79.6% |