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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,319 | $183,539+117.0% | $155,556+156.1% | $145,897+173.0% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 17.20% | 61.31%-44.1pp | 64.84%-47.6pp | 552.29%-535.1pp |
| Employer contribution / active EE | $14,288 | $5,315+168.8% | $4,675+205.6% | $4,663+206.4% |
| Participant deferral / active EE | $20,695 | $6,467+220.0% | $5,631+267.5% | $6,689+209.4% |
| Admin fee / account holder | $2,733 | $19,275-85.8% | $15,885-82.8% | $13,390-79.6% |