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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,260 | $105,158-88.3% | $94,672-87.0% | $139,487-91.2% |
| Participation rate | 57.1% | 82.4%-25.2pp | 80.8%-23.7pp | 80.3%-23.2pp |
| Annual return | 67.33% | 38.11%+29.2pp | 156.89%-89.6pp | 373.84%-306.5pp |
| Employer contribution / active EE | $2,494 | $4,107-39.3% | $3,673-32.1% | $4,755-47.5% |
| Participant deferral / active EE | $3,820 | $7,599-49.7% | $7,417-48.5% | $6,713-43.1% |
| Admin fee / account holder | $2,203 | $8,972-75.4% | $7,222-69.5% | $11,407-80.7% |