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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,786 | $77,472-75.8% | $100,415-81.3% | $80,959-76.8% |
| Participation rate | 26.9% | 76.9%-50.0pp | 81.5%-54.6pp | 67.7%-40.7pp |
| Annual return | 24.93% | 37.26%-12.3pp | 49.47%-24.5pp | 35.67%-10.7pp |
| Employer contribution / active EE | $1,039 | $2,800-62.9% | $3,943-73.7% | $2,757-62.3% |
| Participant deferral / active EE | $1,663 | $6,818-75.6% | $8,091-79.5% | $4,300-61.3% |
| Admin fee / account holder | $90 | $5,885-98.5% | $7,906-98.9% | $6,925-98.7% |