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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,050 | $138,102-29.7% | $125,381-22.6% | $134,532-27.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.97% | 750.73%-767.7pp | 572.31%-589.3pp | 418.27%-435.2pp |
| Employer contribution / active EE | $2,349 | $5,245-55.2% | $4,815-51.2% | $4,741-50.5% |
| Participant deferral / active EE | $13,830 | $7,801+77.3% | $7,448+85.7% | $6,401+116.1% |
| Admin fee / account holder | $22,931 | $11,568+98.2% | $10,007+129.1% | $11,429+100.6% |