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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,676 | $80,753-15.0% | $136,298-49.6% | $62,293+10.2% |
| Participation rate | 83.2% | 73.5%+9.6pp | 81.9%+1.2pp | 69.5%+13.7pp |
| Annual return | 20.84% | 35.83%-15.0pp | 5156.27%-5135.4pp | 28.90%-8.1pp |
| Employer contribution / active EE | $4,147 | $2,884+43.8% | $4,696-11.7% | $2,042+103.0% |
| Participant deferral / active EE | $8,111 | $5,164+57.1% | $6,247+29.8% | $3,169+155.9% |
| Admin fee / account holder | $2,289 | $525+335.7% | $9,244-75.2% | $479+377.6% |