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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,634 | $96,678+6.2% | $86,640+18.5% | $139,466-26.4% |
| Participation rate | 62.5% | 74.4%-11.9pp | 71.7%-9.2pp | 80.3%-17.8pp |
| Annual return | 16.03% | 106.69%-90.7pp | 592.52%-576.5pp | 373.66%-357.6pp |
| Employer contribution / active EE | $2,529 | $3,265-22.6% | $3,024-16.4% | $4,754-46.8% |
| Participant deferral / active EE | $8,625 | $4,837+78.3% | $4,438+94.3% | $6,712+28.5% |
| Admin fee / account holder | $727 | $6,410-88.7% | $5,616-87.1% | $11,409-93.6% |