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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,002 | $157,829+29.9% | $136,867+49.8% | $198,609+3.2% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 14.61% | 51.25%-36.6pp | 42.97%-28.4pp | 202.70%-188.1pp |
| Employer contribution / active EE | $5,488 | $3,923+39.9% | $3,547+54.7% | $5,055+8.6% |
| Participant deferral / active EE | $26,000 | $5,463+375.9% | $4,924+428.1% | $6,977+272.7% |
| Admin fee / account holder | $7,119 | $11,107-35.9% | $10,340-31.2% | $19,030-62.6% |