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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,801 | $57,305-81.2% | $86,640-87.5% | $75,173-85.6% |
| Participation rate | 60.0% | 63.2%-3.2pp | 71.7%-11.7pp | 67.2%-7.2pp |
| Annual return | 14.43% | 2674.24%-2659.8pp | 592.52%-578.1pp | 160.72%-146.3pp |
| Employer contribution / active EE | $859 | $2,316-62.9% | $3,024-71.6% | $2,671-67.8% |
| Participant deferral / active EE | $2,148 | $3,320-35.3% | $4,438-51.6% | $4,126-48.0% |
| Admin fee / account holder | $213 | $4,116-94.8% | $5,616-96.2% | $5,651-96.2% |