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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,936 | $51,638-73.0% | $68,368-79.6% | $82,448-83.1% |
| Participation rate | 80.0% | 63.6%+16.4pp | 73.8%+6.2pp | 68.1%+11.9pp |
| Annual return | 14.85% | 37.53%-22.7pp | 292.57%-277.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $919 | $2,047-55.1% | $2,649-65.3% | $2,551-64.0% |
| Participant deferral / active EE | $2,047 | $2,914-29.7% | $4,123-50.3% | $4,139-50.5% |
| Admin fee / account holder | $717 | $4,643-84.6% | $5,150-86.1% | $7,234-90.1% |