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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,146 | $202,342-90.0% | $172,752-88.3% | $152,897-86.8% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 33.18% | 1029.83%-996.6pp | 802.97%-769.8pp | 345.43%-312.3pp |
| Employer contribution / active EE | $1,466 | $5,858-75.0% | $5,144-71.5% | $4,764-69.2% |
| Participant deferral / active EE | $6,035 | $5,948+1.5% | $5,198+16.1% | $5,851+3.2% |
| Admin fee / account holder | $429 | $17,111-97.5% | $13,955-96.9% | $11,599-96.3% |