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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,392 | $157,296-41.9% | $141,191-35.3% | $152,897-40.2% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 28.59% | 64.34%-35.7pp | 71.41%-42.8pp | 345.43%-316.8pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $8,592 | $7,111+20.8% | $6,710+28.0% | $5,851+46.8% |
| Admin fee / account holder | $2,017 | $12,125-83.4% | $10,264-80.3% | $11,599-82.6% |