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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,357 | $148,623-15.0% | $135,974-7.1% | $139,466-9.4% |
| Participation rate | 28.6% | 83.9%-55.3pp | 81.9%-53.3pp | 80.3%-51.8pp |
| Annual return | 23.28% | 79.30%-56.0pp | 68.30%-45.0pp | 373.66%-350.4pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,968 | $8,103-63.4% | $7,760-61.8% | $6,712-55.8% |
| Admin fee / account holder | $13 | $12,406-99.9% | $10,767-99.9% | $11,409-99.9% |