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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,185 | $93,346-80.5% | $71,796-74.7% | $273,972-93.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 3.91% | 130.39%-126.5pp | 78.04%-74.1pp | 41.46%-37.5pp |
| Employer contribution / active EE | $1,644 | $2,733-39.8% | $1,924-14.6% | $4,869-66.2% |
| Participant deferral / active EE | $2,855 | $3,475-17.8% | $2,794+2.2% | $5,287-46.0% |
| Admin fee / account holder | $377 | $6,571-94.3% | $4,815-92.2% | $10,133-96.3% |