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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,552 | $183,592-85.5% | $155,574-82.9% | $145,877-81.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 10.00% | 61.37%-51.4pp | 64.87%-54.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,462 | $5,317-72.5% | $4,676-68.7% | $4,663-68.6% |
| Participant deferral / active EE | $3,588 | $6,466-44.5% | $5,629-36.3% | $6,691-46.4% |
| Admin fee / account holder | $3,531 | $19,316-81.7% | $15,914-77.8% | $13,402-73.7% |