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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP5 years Service code 12 · EIN 93-1253576 | Distribution (12b-1) fees; Direct pay... | $69,163 |
Filed as: CONSOLIDATED FINANCIAL MANAGEMENT G Service code 27 · EIN 31-1612116 | Advisory (Plan) | $46,025 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,371 | $102,661+38.7% | $151,639-6.1% | $66,938+112.7% |
| Participation rate | 99.0% | 85.5%+13.5pp | 87.5%+11.6pp | 69.8%+29.2pp |
| Annual return | -17.70% | -10.81%-6.9pp | 3.34%-21.0pp | 1.58%-19.3pp |
| Employer contribution / active EE | $3,013 | $4,184-28.0% | $6,165-51.1% | $2,545+18.4% |
| Participant deferral / active EE | $12,699 | $6,645+91.1% | $8,363+51.8% | $4,238+199.6% |
| Admin fee / account holder | $441 | $630-30.1% | $11,613-96.2% | $594-25.8% |