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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,409 | $176,071+88.2% | $159,450+107.8% | $167,497+97.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 866.82% | 331.79%+535.0pp | 263.60%+603.2pp | 478.62%+388.2pp |
| Employer contribution / active EE | $43,355 | $5,298+718.4% | $4,830+797.6% | $4,838+796.2% |
| Participant deferral / active EE | $26,000 | $7,750+235.5% | $7,352+253.6% | $6,341+310.0% |
| Admin fee / account holder | $499 | $12,555-96.0% | $10,800-95.4% | $12,310-95.9% |