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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,523 | $150,446-24.5% | $136,297-16.7% | $147,585-23.1% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 33.32% | 1049.14%-1015.8pp | 5156.19%-5122.9pp | 578.58%-545.3pp |
| Employer contribution / active EE | $4,086 | $5,256-22.3% | $4,696-13.0% | $4,876-16.2% |
| Participant deferral / active EE | $6,423 | $6,631-3.1% | $6,247+2.8% | $5,439+18.1% |
| Admin fee / account holder | $8,285 | $10,906-24.0% | $9,244-10.4% | $10,886-23.9% |