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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,562 | $106,280-32.7% | $96,538-25.9% | $139,487-48.7% |
| Participation rate | 61.5% | 77.8%-16.3pp | 74.3%-12.8pp | 80.3%-18.8pp |
| Annual return | 22.79% | 38.48%-15.7pp | 35.74%-12.9pp | 373.84%-351.1pp |
| Employer contribution / active EE | $1,640 | $4,107-60.1% | $3,740-56.2% | $4,755-65.5% |
| Participant deferral / active EE | $11,988 | $5,457+119.7% | $4,880+145.6% | $6,713+78.6% |
| Admin fee / account holder | $19 | $7,888-99.8% | $6,737-99.7% | $11,407-99.8% |