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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,378 | $54,162-10.7% | $68,612-29.5% | $64,173-24.6% |
| Participation rate | 90.5% | 68.1%+22.4pp | 72.2%+18.2pp | 69.6%+20.9pp |
| Annual return | -8.51% | -1.62%-6.9pp | -4.63%-3.9pp | 7.63%-16.1pp |
| Employer contribution / active EE | $2,018 | $1,846+9.3% | $2,625-23.1% | $2,381-15.2% |
| Participant deferral / active EE | $3,106 | $2,626+18.3% | $3,311-6.2% | $3,470-10.5% |
| Admin fee / account holder | $400 | $4,029-90.1% | $5,131-92.2% | $4,887-91.8% |