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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,319 | $63,809-63.5% | $81,353-71.3% | $80,935-71.2% |
| Participation rate | 94.3% | 63.9%+30.4pp | 69.5%+24.7pp | 67.7%+26.6pp |
| Annual return | 12.73% | 16.37%-3.6pp | 24.82%-12.1pp | 35.66%-22.9pp |
| Employer contribution / active EE | $2,658 | $1,981+34.2% | $2,464+7.9% | $2,757-3.6% |
| Participant deferral / active EE | $4,164 | $3,093+34.6% | $3,885+7.2% | $4,299-3.1% |
| Admin fee / account holder | $3,219 | $5,686-43.4% | $5,766-44.2% | $6,924-53.5% |