Retirement plan

DOUG LEBRECHT PLUMBING & HEATING, INC. EMPLOYEES SAVINGS TRUST

Name: DOUG LEBRECHT PLUMBING & HEATING, INC. - DOUG LEBRECHT PLUMBING & HEATING, INC. EMPLOYEES SAVINGS TRUST (2021) Form 5500
Creator: DOUG LEBRECHT PLUMBING & HEATING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DOUG LEBRECHT PLUMBING & HEATING, INC. EMPLOYEES SAVINGS TRUST, DOUG LEBRECHT PLUMBING & HEATING, INC.

DOUG LEBRECHT PLUMBING & HEATING, INC.EIN 20-4580906Plan #001PY 2021

4 DAFFODIL LANE - NANTUCKET, MA 02554508-325-5794

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$744K

+17.9% from 2020

Total participants

-28.6% from 2020

Average account balance

$148,766

+65.0% from 2020

Annual return

9.86%

-0.76 pp from 2020

Benchmarks

See 44,719 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort44,719 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.27M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$159K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$117K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$776

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$7K

$1411 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.948%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$148,766

$124,298+19.7%

$109,152+36.3%

$167,497-11.2%

Participation rate

100.0%

79.4%+20.6pp

75.9%+24.1pp

82.1%+17.9pp

Annual return

9.86%

26.04%-16.2pp

25.75%-15.9pp

478.62%-468.8pp

Employer contribution / active EE

$4,208-100.0%

$3,722-100.0%

$4,838-100.0%

Participant deferral / active EE

$11,278

$5,256+114.6%

$4,653+142.4%

$6,341+77.8%

Admin fee / account holder

$1,411

$7,971-82.3%

$6,753-79.1%

$12,310-88.5%

DOUG LEBRECHT PLUMBING & HEATING, INC. EMPLOYEES SAVINGS TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DOUG LEBRECHT PLUMBING & HEATING, INC. EMPLOYEES SAVINGS TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion