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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,063 | $73,978-86.4% | $96,515-89.6% | $75,173-86.6% |
| Participation rate | 93.5% | 66.4%+27.0pp | 74.3%+19.1pp | 67.2%+26.3pp |
| Annual return | 17.41% | 26.72%-9.3pp | 35.73%-18.3pp | 160.72%-143.3pp |
| Employer contribution / active EE | $1,568 | $2,931-46.5% | $3,740-58.1% | $2,671-41.3% |
| Participant deferral / active EE | $2,163 | $3,660-40.9% | $4,880-55.7% | $4,126-47.6% |
| Admin fee / account holder | $767 | $5,219-85.3% | $6,735-88.6% | $5,651-86.4% |