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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 62-0951563 | Recordkeeping | $16,478 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,317 | $65,125-15.1% | $143,797-61.5% | $66,949-17.4% |
| Participation rate | 68.9% | 65.2%+3.7pp | 80.3%-11.5pp | 69.8%-1.0pp |
| Annual return | -14.83% | -11.13%-3.7pp | -0.04%-14.8pp | 1.57%-16.4pp |
| Employer contribution / active EE | $1,708 | $2,362-27.7% | $4,952-65.5% | $2,545-32.9% |
| Participant deferral / active EE | $3,510 | $2,920+20.2% | $5,638-37.8% | $4,239-17.2% |
| Admin fee / account holder | $78 | $503-84.4% | $14,679-99.5% | $594-86.8% |