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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,298 | $67,396-78.8% | $60,919-76.5% | $134,545-89.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -38.80% | 50.12%-88.9pp | 16.96%-55.8pp | 418.37%-457.2pp |
| Employer contribution / active EE | $6,372 | $3,101+105.5% | $2,704+135.7% | $4,742+34.4% |
| Participant deferral / active EE | $5,621 | $4,534+24.0% | $3,814+47.4% | $6,401-12.2% |
| Admin fee / account holder | $623 | $4,590-86.4% | $3,228-80.7% | $11,431-94.6% |