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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,934 | $107,363-20.9% | $92,909-8.6% | $152,897-44.5% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.0%-26.0pp | 82.5%-32.5pp |
| Annual return | 11.09% | 145.63%-134.5pp | 109.44%-98.4pp | 345.43%-334.3pp |
| Employer contribution / active EE | $996 | $4,222-76.4% | $3,653-72.7% | $4,764-79.1% |
| Participant deferral / active EE | $4,112 | $4,848-15.2% | $4,238-3.0% | $5,851-29.7% |
| Admin fee / account holder | $219 | $7,082-96.9% | $5,795-96.2% | $11,599-98.1% |