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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,802 | $138,076-62.5% | $123,553-58.1% | $135,380-61.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.09% | 153.70%-159.8pp | 119.21%-125.3pp | 519.81%-525.9pp |
| Employer contribution / active EE | $5,895 | $5,152+14.4% | $4,628+27.4% | $4,779+23.4% |
| Participant deferral / active EE | $6,825 | $6,800+0.4% | $6,426+6.2% | $5,609+21.7% |
| Admin fee / account holder | $407 | $10,917-96.3% | $9,284-95.6% | $10,828-96.2% |