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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,383 | $159,934+5.3% | $147,005+14.5% | $145,959+15.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.16% | 98.24%-83.1pp | 418.76%-403.6pp | 561.95%-546.8pp |
| Employer contribution / active EE | $4,129 | $5,287-21.9% | $4,934-16.3% | $4,661-11.4% |
| Participant deferral / active EE | $12,819 | $8,427+52.1% | $8,070+58.9% | $6,689+91.7% |
| Admin fee / account holder | $4,402 | $15,053-70.8% | $13,006-66.2% | $13,398-67.1% |