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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,882 | $138,102-82.7% | $125,381-81.0% | $134,532-82.2% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -17.88% | 750.73%-768.6pp | 572.31%-590.2pp | 418.27%-436.1pp |
| Employer contribution / active EE | $1,048 | $5,245-80.0% | $4,815-78.2% | $4,741-77.9% |
| Participant deferral / active EE | $2,278 | $7,801-70.8% | $7,448-69.4% | $6,401-64.4% |
| Admin fee / account holder | $1,684 | $11,568-85.4% | $10,007-83.2% | $11,429-85.3% |