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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,972 | $166,020-30.1% | $164,866-29.7% | $145,959-20.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.52% | 100.08%-85.6pp | 69.97%-55.4pp | 561.95%-547.4pp |
| Employer contribution / active EE | $0 | $5,275-100.0% | $4,343-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $5,150 | $6,961-26.0% | $6,033-14.6% | $6,689-23.0% |
| Admin fee / account holder | $944 | $16,644-94.3% | $12,689-92.6% | $13,398-93.0% |