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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,038 | $185,312-68.1% | $161,489-63.4% | $154,746-61.8% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 14.55% | 103.84%-89.3pp | 89.72%-75.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $2,660 | $4,769-44.2% | $4,268-37.7% | $4,379-39.3% |
| Participant deferral / active EE | $5,234 | $6,350-17.6% | $5,630-7.0% | $6,730-22.2% |
| Admin fee / account holder | $601 | $18,654-96.8% | $16,006-96.2% | $14,365-95.8% |