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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,038 | $227,399-74.0% | $189,758-68.9% | $198,609-70.3% |
| Participation rate | 91.7% | 84.0%+7.7pp | 79.8%+11.9pp | 82.4%+9.3pp |
| Annual return | 14.55% | 61.03%-46.5pp | 52.62%-38.1pp | 202.70%-188.1pp |
| Employer contribution / active EE | $2,660 | $5,526-51.9% | $4,767-44.2% | $5,055-47.4% |
| Participant deferral / active EE | $5,234 | $6,837-23.4% | $5,856-10.6% | $6,977-25.0% |
| Admin fee / account holder | $601 | $25,162-97.6% | $20,388-97.1% | $19,030-96.8% |