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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,870 | $82,678-21.5% | $125,391-48.3% | $68,490-5.3% |
| Participation rate | 98.7% | 75.1%+23.7pp | 82.4%+16.4pp | 67.9%+30.8pp |
| Annual return | -20.14% | -5.97%-14.2pp | 572.41%-592.6pp | -7.85%-12.3pp |
| Employer contribution / active EE | $5,437 | $3,382+60.8% | $4,816+12.9% | $2,597+109.4% |
| Participant deferral / active EE | $8,668 | $6,111+41.8% | $7,448+16.4% | $4,028+115.2% |
| Admin fee / account holder | $933 | $6,277-85.1% | $10,009-90.7% | $5,403-82.7% |