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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,372 | $148,629-84.3% | $135,982-82.8% | $139,487-83.2% |
| Participation rate | 27.8% | 83.9%-56.1pp | 81.9%-54.1pp | 80.3%-52.6pp |
| Annual return | 26.98% | 79.33%-52.3pp | 68.32%-41.3pp | 373.84%-346.9pp |
| Employer contribution / active EE | $0 | $5,247-100.0% | $4,859-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,588 | $8,102-68.1% | $7,760-66.7% | $6,713-61.4% |
| Admin fee / account holder | $8,167 | $12,406-34.2% | $10,767-24.2% | $11,407-28.4% |