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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,372 | $148,558-84.3% | $135,925-82.8% | $139,427-83.2% |
| Participation rate | 27.8% | 83.9%-56.1pp | 81.9%-54.1pp | 80.3%-52.5pp |
| Annual return | 26.98% | 79.22%-52.2pp | 68.25%-41.3pp | 373.27%-346.3pp |
| Employer contribution / active EE | $0 | $5,244-100.0% | $4,857-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $2,588 | $8,101-68.1% | $7,759-66.6% | $6,711-61.4% |
| Admin fee / account holder | $8,167 | $12,401-34.1% | $10,764-24.1% | $11,404-28.4% |