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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,869 | $93,598+40.9% | $135,974-3.0% | $75,173+75.4% |
| Participation rate | 66.0% | 75.2%-9.2pp | 81.9%-16.0pp | 67.2%-1.2pp |
| Annual return | 26.00% | 30.89%-4.9pp | 68.30%-42.3pp | 160.72%-134.7pp |
| Employer contribution / active EE | $1,982 | $3,538-44.0% | $4,859-59.2% | $2,671-25.8% |
| Participant deferral / active EE | $8,179 | $6,405+27.7% | $7,760+5.4% | $4,126+98.2% |
| Admin fee / account holder | $4,731 | $6,978-32.2% | $10,767-56.1% | $5,651-16.3% |