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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,121 | $77,817-52.3% | $123,553-70.0% | $64,173-42.2% |
| Participation rate | 76.0% | 74.7%+1.3pp | 82.3%-6.3pp | 69.6%+6.4pp |
| Annual return | -8.02% | 12.49%-20.5pp | 119.21%-127.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $2,762 | $3,014-8.4% | $4,628-40.3% | $2,381+16.0% |
| Participant deferral / active EE | $4,692 | $5,240-10.5% | $6,426-27.0% | $3,470+35.2% |
| Admin fee / account holder | $721 | $5,519-86.9% | $9,284-92.2% | $4,887-85.3% |