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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,102 | $72,177-84.6% | $115,037-90.3% | $59,633-81.4% |
| Participation rate | 82.4% | 72.6%+9.8pp | 81.4%+1.0pp | 68.7%+13.7pp |
| Annual return | 30.02% | 12.02%+18.0pp | 26.14%+3.9pp | 2041.40%-2011.4pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $4,099 | $4,783-14.3% | $6,026-32.0% | $3,192+28.4% |
| Admin fee / account holder | $585 | $4,927-88.1% | $8,175-92.8% | $4,297-86.4% |