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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,508 | $77,908+127.8% | $149,696+18.6% | $75,173+136.1% |
| Participation rate | 96.3% | 65.6%+30.7pp | 78.8%+17.5pp | 67.2%+29.1pp |
| Annual return | 19.03% | 31.73%-12.7pp | 134.46%-115.4pp | 160.72%-141.7pp |
| Employer contribution / active EE | $7,064 | $3,138+125.1% | $4,821+46.5% | $2,671+164.5% |
| Participant deferral / active EE | $7,616 | $3,411+123.3% | $5,682+34.0% | $4,126+84.6% |
| Admin fee / account holder | $2,273 | $5,950-61.8% | $13,212-82.8% | $5,651-59.8% |