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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,124 | $133,998-57.4% | $112,263-49.1% | $134,545-57.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -18.19% | 47.17%-65.4pp | 27.49%-45.7pp | 418.37%-436.6pp |
| Employer contribution / active EE | $13,803 | $4,040+241.6% | $3,636+279.6% | $4,742+191.1% |
| Participant deferral / active EE | $12,500 | $5,292+136.2% | $4,729+164.3% | $6,401+95.3% |
| Admin fee / account holder | $1,475 | $7,493-80.3% | $6,410-77.0% | $11,431-87.1% |