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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,346 | $175,231+53.7% | $149,696+79.9% | $139,466+93.1% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 6.24% | 166.77%-160.5pp | 134.46%-128.2pp | 373.66%-367.4pp |
| Employer contribution / active EE | $7,634 | $5,478+39.4% | $4,821+58.4% | $4,754+60.6% |
| Participant deferral / active EE | $8,111 | $6,521+24.4% | $5,682+42.7% | $6,712+20.8% |
| Admin fee / account holder | $11,935 | $16,155-26.1% | $13,212-9.7% | $11,409+4.6% |