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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,946 | $71,878-44.4% | $86,698-53.9% | $68,486-41.7% |
| Participation rate | 44.9% | 72.2%-27.4pp | 76.6%-31.7pp | 67.9%-23.0pp |
| Annual return | -16.14% | 3.53%-19.7pp | 35.95%-52.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $625 | $2,173-71.2% | $2,837-78.0% | $2,597-75.9% |
| Participant deferral / active EE | $2,737 | $3,779-27.6% | $4,656-41.2% | $4,028-32.0% |
| Admin fee / account holder | $2,460 | $6,113-59.8% | $7,493-67.2% | $5,404-54.5% |