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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,741 | $92,743-84.1% | $82,744-82.2% | $134,532-89.0% |
| Participation rate | 30.0% | 75.2%-45.2pp | 72.6%-42.6pp | 81.2%-51.2pp |
| Annual return | -25.39% | 946.63%-972.0pp | 702.22%-727.6pp | 418.27%-443.7pp |
| Employer contribution / active EE | $1,585 | $3,273-51.6% | $3,008-47.3% | $4,741-66.6% |
| Participant deferral / active EE | $3,972 | $4,802-17.3% | $4,395-9.6% | $6,401-37.9% |
| Admin fee / account holder | $61 | $5,977-99.0% | $5,325-98.9% | $11,429-99.5% |