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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,298 | $138,114-69.4% | $125,391-66.3% | $134,545-68.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.22% | 750.88%-763.1pp | 572.41%-584.6pp | 418.37%-430.6pp |
| Employer contribution / active EE | $8,600 | $5,246+63.9% | $4,816+78.6% | $4,742+81.4% |
| Participant deferral / active EE | $9,358 | $7,801+20.0% | $7,448+25.6% | $6,401+46.2% |
| Admin fee / account holder | $396 | $11,570-96.6% | $10,009-96.0% | $11,431-96.5% |